শুক্রবার, ৩১ আগস্ট, ২০১২

'Freedom is fabulous': Two GOP gay groups make waves in Tampa

Homocon invite (GOProud)TAMPA--An older gentleman in a sparkling cowboy suit and matching hat made out of sequins gazed at a pair of buff male go-go dancers wearing tight jeans and skimpy tank tops that read "Freedom Is Fabulous." That was the scene at a local gay bar called "The Honeypot" on Tuesday night. More than 800 Republican delegates along with members of the local Tampa gay community and reporters clustered to listen to the colorful conservative gay group GOProud make the case for electing Mitt Romney and Paul Ryan.

"This is the largest event hosted by a gay group at any Republican convention," GOProud Executive Director Jimmy LaSalvia shouted at the crowd during a brief speech at the party, called "Homocon."

"Not that size matters," he added, to laughter, "But ours is the biggest."

If you sense a hint of competition in the statement, you'd be right. GOProud often needles the older, more established gay conservative group, The Log Cabin Republicans, by emphasizing that GOProud is the "only" gay group to have endorsed Mitt Romney. The group hints that Log Cabin is the stodgy uncle figure in the very small world of gay conservative groups.

"Have you been to any of their events?" LaSalvia asked, looking smooth in a suit and purple tie on Wednesday. "Womp-womp."

"Our focus is very much within the grassroots of the conservative movement." he explained. "They are very establishment." LaSalvia and GOProud co-founder Christopher Barron are both former Log Cabin staffers. They left after neither was selected for the organization's top job a few years ago, and started GOProud in 2009.

Yahoo News has, in fact, attended a Log Cabin event. On Sunday, the group held a welcome cocktail hour hosted by three local chapters at the Rusty Pelican, an oceanfront eatery. Fred Karger, a gay rights activist and long time Republican operative who launched a failed bid for the GOP presidential nod last fall, and Sandy Steen, the 73-year-old vice president of the Broward County, Fla., Log Cabin Republican chapter, chatted in a corner at the party.

"Fred ran for president!" Steen said. "He was at our home and Log Cabin gave him a contribution."

"My first and most generous," said Karger.

"My husband and I are fiscal conservatives and social moderates," Steen said. "In this?country everyone is entitled to equal rights."

"How do you argue with that?" Karger asked.

Both Karger and Steen said they were disappointed with the Republican Party platform, officially adopted on Tuesday, which calls for a constitutional amendment that would bar gay couples from obtaining civil marriages, even in states that allow it. Mitt Romney signed a pledge during the primary that embraces the same plank.

"They need to lighten up!" said Steen. "I'm just a little distressed that the tea party has so much influence."

LaSalvia and Barron frequently note that GOProud is the only gay group to have endorsed Mitt Romney--the Log Cabin Republicans are still mulling over the decision--and paint themselves as the more truly conservative group.

But one thing both groups agree pretty strongly on is that gay people should be allowed to marry each other, and the Republican Party seems pretty far away from that point; meanwhile, the Democrats plan to adopt that stance in their platform next week. At the RNC platform committee meeting last week, Romney adviser Kris Kobach argued against a libertarian delegate who wanted to add an amendment saying?government shouldn't bar gay marriage and civil unions because it doesn't infringe on the rights of others. "Our government routinely judges situations where you might regard people completely affecting themselves like, for example, the use of controlled substances, like, for example, polygamy that is voluntarily entered into," he said. "We condemn those activities even though they're not hurting other people, at least directly." Kobach's view won the day in the platform.

But leaders of both groups seem upbeat about their prospects and secure in their own place in their party and at the convention. LaSalvia says GOProud is about "showing there are gay conservatives within the conservative movement and showing the conservative movement publicly [embraces] gay conservatives." And the number of political operatives and media figures (including anti-tax activist Grover Norquist and? chair of the Tea Party Express Amy Kremer) who attended "Homocon" shows that a Republican gay bar party--which would have sounded like an oxymoron only a few years ago--isn't that big of a deal now. In 1996, Bob Dole's team returned a campaign check from Log Cabin. Today, some national Republicans, especially in the Northeast and Mountain West, actively seek the group's endorsement.

But even so, not everyone in the conservative movement has been welcoming. In 2010 and 2011, GOProud opened up a rift among conservative groups by co-sponsoring the Conservative Political Action Conference (CPAC). Social conservatives boycotted CPAC in retaliation, and eventually GOProud was purged from sponsorship this year. LaSalvia says being kicked out of CPAC has given the group an opportunity to explore other ways to make a difference, including hosting Homocon.

"I fully understand the many folks who say how can you be a gay Republican?" said Log Cabin's Pick, at the Sunday event, citing some on the right who question gay people's rights to raise families and not be discriminated against at work. "It is sometimes a difficult thing, but as someone who is a fiscal conservative I am a Republican. You run down the list of core conservative values and they describe me. Including conservative family values."

"I don't think that responsibility, commitment, fidelity and raising responsible children without the intervention of government are things that apply only to heterosexuals," Pick said. "You can be gay and believe all those things. I do."

Source: http://news.yahoo.com/blogs/ticket/freedom-fabulous-two-republican-gay-groups-waves-tampa-171129230--election.html

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Reply - Stress Management Solutions

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Article by Snapgiant

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The mobile marketing solutions provided by Snap Giant is a cost-effective way to open your business to the world (again, only US based). The unique mobile SMS marketing tools offered by the company go a long way in delivering an impactful message to potential customers. The company helps its clients reach out to their target audience with personalized mobile messages. With easily customizable templates and user-friendly SMS marketing tools, Snap Giant allows you to communicate with your customers in an inexpensive way. The cell phone advertising services provided by the company not only create awareness about the products and services offered by your organization but also make it easier for you to keep the present customers and gain new ones.

Being a professional cell phone marketing company, Snap Giant effectively takes care of all the technical aspects of mobile advertisement for small businesses. By providing you the potent SMS tools, the company allows the businesses to focus on the ads without having to worry about any of the technical glitches. All SMS text marketing tools offered by the company are simple to use and make it easy any small businesses to use them. In addition to that, you can also find useful tutorials and webinars at snapgiant.com, the online portal of the company. With all latest news and articles from the world of SMS marketing business readily available at the website, you can stay updated on all the latest news and developments.

Mobile ads are a powerful medium to advertise products and assistance from a professional mobile advertising company such as Snap Giant can equal success for any small businesses. With research proving the effectiveness of SMS text marketing, it?s no wonder that more and more small businesses are opting for SMS ads over other forms of advertisement. Moreover, bulk SMS marketing is one of the most cost-effective ways to advertise products and make your services known to the targeted audience. With its flexible marketing SMS software, Snap Giant provides you complete guidance on all aspects related to free text message marketing. The experienced and trained staff of the company offers the mobile marketing ideas and tips to small businesses that make the mobile marketing campaign successful.

Apart from all these benefits, there are numerous other features offered by Snap Giant that make the company the market leader. Scheduled messages, contact databases accessibility, seeing the text marketing campaigns in real time, adding more people to your account and free printable graphics are some of the best features offered by the company. Complete information is available at snapgiant.com.

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Source: http://stress-management-products.com/?p=3985

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With $275M In Capital Deployed To Main Street Businesses, On - Bit-1

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We make a lot of noise about the venture capital and angel funding startups raise to help grow their businesses. But there are a lot of mom-and-pop shops out there ? businesses that are equally important to the success of the economy, whether they be restaurants or small brick-and-mortar retailers ? that don?t qualify for venture funding from top firms. Instead, the country?s small businesses typically to turn to negotiating with banks for loans, which can be a headache to secure.

These SMBs don?t have finance departments or the experience to nail the lengthy, 14-item loan packages that would make them attractive to lenders. On Deck Capital launched in 2006 to give these small businesses a capital lifeline. Using a blend of data aggregation and ePayment technology, the company aims to simplify the borrowing process for Main Street businesses.

So far, it?s been working. To date, the founders tell us, On Deck has doled out $275 million in capital to SMBs and expects to cross $300 million early next month. What?s more, loan originations have increased by 50 percent in just the last four months. The company has taken off since raising $19 million in series C last year, a round which brought its own capital backing to $38 million from investors like Contour Venture Partners, First Round Capital, Khosla Ventures, RRE and Village Ventures.

But in order to make an impact lending at a truly national scale, On Deck has been on a mission to beef up its own capital reserves. This week the company?s lending capacity increased nearly three-fold, as On Deck secured nearly $100 million in new debt commitments, which includes an $80 million credit facility led by Goldman Sachs and Fortress Credit Crop as well as $17 million in venture debt loans from SF Capital and Lighthouse Capital Partners.

Whether or not one believes government policy is handicapping the growth of small businesses, access to capital remains a big problem for Main Street mom-and-pops. On Deck believes that this is largely because banks treat business loans in the same way they do personal loans, using the founder or business owner?s personal credit score as the main criteria in evaluating the business? creditworthiness. Treating SMBs as individual borrowers as opposed to evaluating the credit potential of the business itself, often leads to rejection or owners only being able to raise a portion of the money they need to grow their business.

So, On Deck created a proprietary tech platform that focuses on business performance rather than personal credit that gives banks a whole new set of principles and standards by which they can vet the credit potential of SMBs. On Deck?s software investigates data points like how many customers the business has, cash flow, sales, registered complaints and assigns what is a essentially a ?Business Credit Score? that measures the business? ability to repay its loans.

The platform enables businesses to create merchant profiles, linking to electronic data sources like online banking, accounting and merchant processing, while aggregating social, tax and industry data. This gives banks access to the business? financial profile, saving them from collecting the data themselves or relying on personal credit scores.

The U.S. is home to over 5 million businesses with 25 employees or less, a segment of the economy it relies on for 40 percent of its jobs. With a $100 million boost to its lending capacity, On Deck now has the firepower to ensure this underserved market has the capital it needs to help create jobs and keep SMBs chugging along.

More on On Deck at home here.



Source: http://bit1.us/2012/08/31/with-275m-in-capital-deployed-to-main-street-businesses-on-deck-raises-100m-of-its-own/

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বৃহস্পতিবার, ৩০ আগস্ট, ২০১২

Judge deciding US-born Taliban fighter's lawsuit

AAA??Aug. 30, 2012?4:18 PM ET
Judge deciding US-born Taliban fighter's lawsuit
By CHARLES WILSONBy CHARLES WILSON, Associated Press?THE ASSOCIATED PRESS STATEMENT OF NEWS VALUES AND PRINCIPLES?

FILE - This Jan. 23, 2002 file photo provided by the Alexandria County Sheriff's Department in Alexandria, Va., shows American-born Taliban fighter John Walker Lindh. Lindh, who is serving a 20-year sentence at a federal prison in Terre Haute, Ind., will try to convince a federal judge in a trial starting Monday, Aug. 27, 2012, that his religious rights are being violated because the prison deprives him of daily group prayer. (AP Photo/Alexandria County Sheriff's Department, File)

FILE - This Jan. 23, 2002 file photo provided by the Alexandria County Sheriff's Department in Alexandria, Va., shows American-born Taliban fighter John Walker Lindh. Lindh, who is serving a 20-year sentence at a federal prison in Terre Haute, Ind., will try to convince a federal judge in a trial starting Monday, Aug. 27, 2012, that his religious rights are being violated because the prison deprives him of daily group prayer. (AP Photo/Alexandria County Sheriff's Department, File)

FILE - In this Jan. 24, 2002 file photo, with his head shaven and his stare fixed straight, American Taliban fighter John Walker Lindh leaves the Alexandria Detention Center in Alexandria, Va., before dawn, on the way to his first appearance in a nearby federal court. Lindh is expected to testify Monday, Aug. 27, 2012, in Indianapolis during the first day of the trial over prayer policies in a tightly restricted prison unit where he and other high-risk inmates have severely limited contact with the outside world. (AP Photo/J. Scott Applewhite, File)

(AP) ? A judge is now considering whether the rights of American-born Taliban fighter John Walker Lindh are being violated because daily group prayers are banned at the Indiana prison where he's being held.

The government rested its case Thursday after a four-day trial in Indianapolis in Lindh's lawsuit. Lindh says the ban violates Muslim inmates' religious rights.

U.S. District Judge Jane Magnus Stinson didn't immediately rule, but gave both sides 75 days to submit final documents in the case.

Lindh says the prison policy violates a 1993 law that bars the government from curtailing religious expression without a compelling interest.

The government says the restrictions are necessary for security and religious fairness. The prison allows weekly religious gatherings.

Lindh pleaded guilty in 2002 to aiding the former Taliban government in Afghanistan.

Associated PressNews Topics: General news, Legal proceedings, Prisoner rights, Court decisions, Lawsuits, Religious issues, Religion, Social affairs, Social issues, Law and order, Human rights and civil liberties, Treatment of prisoners, Human welfare, Religion and politics

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-08-30-American%20Taliban-Prison%20Prayer/id-ee050894f1d746eb930751e4c43dec82

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Jeb Bush to Romney: Connect emotionally to voters (The Arizona Republic)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/244603006?client_source=feed&format=rss

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Bankruptcy Tips Advice: Debt Settlement Programs - A Legitimate ...

You probably hear a lot about debt settlement, but do you know how much good it can do to you and your family? Choosing this debt relief might be the best thing you will ever do for your family. Why? Because it can get a lot of your debt cleared. When I say a lot, I mean about 70% of your debt. If you think that is enough to keep you on the right track with your finances, you shouldn't waste any time and just hire that debt settlement company right away.

The company will discuss your situation with the creditor and they will negotiate upon a reduction from your debt. It's not a very complicated process, all you have to do is hire the company and the rest of the things will be done by the person who represents you. For those of you who don't trust the legitimacy of this method, you should know that it is a part of Obama's financial plan and the money that are reduced from your debt are paid by the government.

Debt reduction doesn't require a big amount of time and you shouldn't expect wasting a lot of time with the meetings. Actually, there are only a few meetings which involve negotiating with the creditor. The company will take care of any documents your creditor need and you won't have to go and get those documents since the company represents you in this matter. You will only have to agree or not with the outcome of their negotiation; if you don't agree, the negotiator will try to renegotiate and use different tactics to make the reduction bigger. If you agree, you will either make a payment plan that will include installments or choose to pay the debt as a whole sum. No matter what you choose, you will get advice from your negotiator on how to proceed better with this step. After that, if you pay your debt on time, the credit score won't go lower and you will be able to get loans. If you have problems paying again, your credit score will be affected and you will have to try a different debt relief method.

Source: http://womanraw.blogspot.com/2012/08/debt-settlement-programs-legitimate.html

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Facebook co-founder sells 450,000 shares

FILE-In this Thursday April 26, 2012, file photo, Dustin Moskovitz co-founder of the collaborative software company Asana, poses outside of his office in San Francisco. Facebook co-founder Dustin Moskovitz has been selling 150,000 shares of Facebook stock a day out of the hundreds of millions that he owns. So far, he has shed 1.35 million shares for proceeds of $26.2 million, at prices ranging from $18.79 to $20.08. (AP Photo/Eric Risberg)

FILE-In this Thursday April 26, 2012, file photo, Dustin Moskovitz co-founder of the collaborative software company Asana, poses outside of his office in San Francisco. Facebook co-founder Dustin Moskovitz has been selling 150,000 shares of Facebook stock a day out of the hundreds of millions that he owns. So far, he has shed 1.35 million shares for proceeds of $26.2 million, at prices ranging from $18.79 to $20.08. (AP Photo/Eric Risberg)

NEW YORK (AP) ? Facebook co-founder Dustin Moskovitz is shedding another 450,000 company shares for a take of about $8.7 million.

Moskovitz has been selling 150,000 shares a day and disclosing the sales every three days. Including the most recent sale, he still holds more than 130 million shares.

The latest filing, made late Wednesday, covered sales from Monday to Wednesday. He sold shares at prices ranging from $19 to $19.49.

Shares of Facebook Inc., based in Menlo Park, Calif., have been in steep decline since debuting at $38 each in May. Shares hit a new low last week and haven't traded above $20 in two weeks.

Moskovitz, 28, was Mark Zuckerberg's Harvard roommate when they founded Facebook in 2004. He left in 2008 and started the software company Asana.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2012-08-30-Facebook-Stock%20Sale/id-43533d21ca2549cf863d34be45c2405b

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Why it is important for a small business to have human resources ...

The small business owner needs to consider taking small business HR training courses in order to be able to handle the many functions required by the business. The human resources development is a vital part of business operations. The fact that the business only has one employee means that this person is involved with the development of the business, profits, advertising and marketing which is a major part of the human resource department.

What are Human Resources?

The HR department consists of many different tasks that are important in helping to operate the business. The first most important asset is human capital. The larger corporations usually have multiple employees to carry out the functions of the department; however, the small business owner must rely on one or two people. In most cases it is the owner who is carryout the functions of the department. The person who functions in the human resource department is often the director, manager, analyst, in charge of employment compensation and the manager over the benefits for the employees.

These are just some of the functions required of the human resource department but in a small business all one person does the tasks, which is usually the owner. That is why it is advisable for the owner to take small business HR training. The special training will enable the owner to perform all of the required duties of the human resource department. The human resource person must recruit and train new employees. The small business needs to hire employees that can be versatile in doing many different functions.

The employees must know the policies and procedures of the small business because often they are called upon to handle situations when the owner is away. It is important to hire the right employees to prevent a high turnover rate, which causes an extra expense in training etc. The hiring of well-qualified employees saves the HR department extra work and it is helpful in providing better benefits. There are a number of training courses available to help the owner handle the many different functions of the department.

What Training Is Available?

The business owner can take courses to help them with the business functions, legal courses, and courses that help with the foundation of operations. The introduction courses are a great place to start then the owner can take other courses to help them with other important functions like payroll, benefits, recruiting, hiring, training, disciplinary action and termination of the employee. The business owner may want to take specialty courses that give them the opportunity to focus on the area that they need the most for the operation of their business.

The business owner may want to focus on such things as the HR law, workplace safety, job descriptions, and training handbooks. It is important to know about compensation record keeping and performance management. These are all specialty courses made available for the small business owner. Today thanks to modern technology, the small business owner can take these courses over the internet making it much easier to do since they can take the courses in their own time.

The ability to know how to do human resources management is a vital part of running a small business. That is why Human resources training programs give the business owner the advantage of learning how effectively operate their business.

Learn more about Change Management Services or Change Management Services

Source: http://www.techjaws.net/why-it-is-important-for-a-small-business-to-have-human-resources-training/

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Resolve Application Error 17235

Computers-and-Technology:Registry-Cleaners Articles from EzineArticles.com

Resolve Application Error 17235

The application error 17235 is related to your DVD or CD drive. In this article, we will talk about the solutions.

Home-Based-Business Articles from EzineArticles.com

Home Business Partnerships

Some people decide that starting a home based business is more than they are prepared to do on their own. While working with someone else can bring its own problems, it can boost your confidence by knowing you always have someone to share problems with, and a better chance of finding solutions. You can give your selves a better chance of success by pooling your resources. This means you can start with a stronger financial foundation, as well as collectively doubling the skill sets you have available.

Computers-and-Technology:Personal-Tech Articles from EzineArticles.com

When To Contact A PC Virus Removal Expert

One of the most common problems that people who own computers run into are viruses and other malware. While software and hardware will occasionally develop problems on their own, the majority of computer issues that people experience are due to?

Source: http://www.cursebuster.vpanelhosting.net/wordpress/?p=1701

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বুধবার, ২৯ আগস্ট, ২০১২

Metropolis - Arts & Entertainment | Seun Kuti

Courtesy of Plankton

Growing up the child of a legendary entertainer and political firebrand isn?t easy?especially when you?re the youngest of eight. Seun Kuti encountered all sorts of headwinds after his decision to take on the mantle of his towering father, Afrobeat pioneer Fela Kuti.

?The family said, ?Fela is dead, the band can?t survive,?? the lean 29-year-old Nigerian recalls on a sunlit afternoon at Naeba Ski Resort, where he and the band his father founded, Egypt 80, have just wrapped up a feverish two-hour set at the Fuji Rock Festival. ?But I said, ?No, we?re going to keep playing.? It was hard, because people used to compare me to my Dad.?

?I grew up hearing his music all my life, but I didn?t understand how big it was because Fela was so humble,? the singer and sax player continues about their relationship. ?He slept on the floor. He was not proud. To be that great and be down to earth is the philosophy of Afrobeat music. The connection to the common man is important.?

The favorite son of Fela?s, Seun was joining his Dad on stage by age eight. He would open for Egypt 80, singing a few songs before they took the stage for marathon outings of jazz-inflected African beats and uncompromising messages of political empowerment.
But then it was over. ?I started playing in ?91 and ?92, but then Fela got sick and died,? Kuti says of his notoriously womanizing father?s death of AIDS in 1997.

It took the younger Kuti a decade to return Egypt 80 to a place where it could act as a major draw at events like Fuji Rock. ?The government, which controlled the media, wanted Fela to be dead,? he explains. ?Everyday there was bad press about me. They said I was a cokehead. But my Dad taught me about the reality of life. He said, the press has that name because they are there to press you down. We kept playing in Nigeria for ten years before we broke out. But that helped my art. I never thought we would play for 100,000, so we just said, ?Let?s do this.??


A generation distant from its post-colonial creation, is Afrobeat still relevant? ?For me, what?s happening now is not a lot different from what happened in the ?70s,? Kuti responds. ?To take a line from my father, he sang around 1978, ?How can you say the country is getting rich when the people are so poor?? The same thing is happening today. The government says the country is growing by eight percent, but every year 20 percent more people become poor. So we?re still going through the same shit our fathers went through.?

Kuti has little time for the bling-bling lifestyle celebrated in contemporary pop, whether in Africa or the West. ?In England now, they are taking Afropop, and they put a commercial gimmick at the end to make something they call ?Afrobeats,? and they sing about champagne and cars, which maybe only three percent of Africans can afford,? he says. ?That is not the direction Afrobeat should go. Afrobeat cannot be used to sell Gucci.?

A member of the tiny upper class he just described, Kuti could have taken the easy route and chosen the expat life in London or New York, but he prefers to remain in Lagos.

?As a Nigerian, you have plenty of inspiration in your daily life. The politicians are talking lies every day on TV, you see people so demoralized they accept the bullshit,? he says. ?That?s why I still live in my country. I want to understand how it is for my people. I know I am privileged, but I also know the music has to be for the majority. Art should be about what the people are going through. This is what drives me.?

A new album is in the works and Kuti offers a hint of what?s on it: ?I have a new song called ?IMF??international motherfuckers?that tells you all you need to know.?

Kuti says the difference between the situations his father faced and the ones facing contemporary Africa is that now Africans have the smarts to fight corruption and use the system to their own benefit.

?If you look at how people are directing their anger, it?s properly, and that comes from education,? he concludes. ?This is where the change is going to come from, and I hope Afrobeat can continue to be the music that drives that.?

Club Quattro, Nov 20 (listing).


Source: http://metropolis.co.jp/arts/music/seun-kuti/

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Daily Tips for Business: Workplace Communication

With communication being a big part of our world, and the fact that it keeps changing, there are lots of people wondering just what communication really is. Each of us has our own style of communication that has developed over the years, but this may not be enough when it comes to communication strategies in the workplace and in other areas of life.

Source: http://dailytipsforbusiness.blogspot.com/2012/08/workplace-communication_28.html

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Debt to Income Ratio too High? Auto Loan Solution | Homebuying ...

Debt to income auto loanYour debt to income ratio is what determines how much you qualify for when applying for a home loan.

If you find yourself butting up against the ceiling of your DTI (debt to income), you might not want to give up yet.

Reducing Debt

The debt portion of a debt to income ratio is what is reported on your credit report. ?Being as familiar as I am with credit reporting, I know that there?s a good chance that it?s not completely 100% accurate.

check your credit report for accuracy

The first thing you should do is check your credit report to make sure there are no closed accounts or old collection/charge offs still reporting a payment. ?It is not at all uncommon for closed accounts to still show a payment due.

Auto Loan Solution

Auto loans can be an opportunity to reduce your debt to income ratio very quickly.

When you finance an automobile for 36 or 60 months, that financing is called an installment loan.

Here is the guideline per Fannie Mae Underwriting Guidelines:

?All installment debt that is not secured by a financial asset?including student loans, automobile loans, and home equity loans?must be considered part of the borrower?s recurring monthly debt obligations if there are more than ten monthly payments remaining.?

?under 10 months left not considered

As is typical with most underwriting guidelines, it?s what they?didn?t say?that you have to pay attention to. ?What this guideline also says is that installment debt with less than ten monthly payments do not need to be considered.

If you currently have less than 10 months left on your auto loan, make sure your lender is excluding this payment from your debt to income ratio.

Pro Tip: ?Reduce principle to reduce pay off

If you have more than 10 months left on your auto loan, you still have options. ?You can pay down the principle balance of the loan.

Here?s how it works: ?

  • Say your payment is $200 a month and you have a balance of $2,800
  • Your $200 payment for 10 months is $2,000.
  • To eliminate the $200 payment from your DTI, you would make a principle payment of $800.
  • Once you?ve made the payment, ask the auto dealer to produce a current statement showing the new principle balance.

Before paying your auto loan down, review the scenario with your loan officer. ?Guidelines can change at any time and lenders can over-lay more restrictive guidelines.

There are many opportunities to reduce your debt to income ratio. ?This is one way it can be done.

If you have any questions about qualifying or increase the amount you qualify for, feel free to submit a private question, leave a public comment or give us a call.

Scott Schang

Manager at Broadview Mortgage Katella in Orange, California, I am passionate about educating and empowering consumers. Feel free to call, text or email me at (714) 805-7268 or ScottS@broadviewmortgage.com

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Source: http://www.findmywayhome.com/how-to-mortgage-a-home/debt-to-income-ratio-too-high-auto-loan-solution/

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মঙ্গলবার, ২৮ আগস্ট, ২০১২

Australian football youth development | The Roar

Following Australia?s performance at the Olympics, which some say was less than acceptable, the head of the Australian Olympic Committee John Coates has advocated for increased spending on grassroots sports.

This is in line with the 2009 Crawford Report, which also advocates for increasing the proportion of total monies allocated to grassroots sports.

This is not a controversial idea, and one that perhaps most Australians would also support. Indeed, sports participation has many physiological and psychosocial benefits for young people.

Recently, Craig Foster has suggested that football is in a better position than most other sports to drive an initiative that is aimed at increasing the number and experience of youth sport participants.

Football has 360,000 participants nationwide from the ages of 5-14, thus making it the number one participation sport in the country for boys and number six for girls.

Further, FIFA, unlike any other major sporting body, has systematically undertaken scientific research which demonstrates the significant health benefits that are derived from football participation. These include positive effects on fitness, strength, skeletal health, self-esteem, social skills and quality of life.

The FFA has worked hard over recent years to overhaul the ?system? of youth football in Australia. Certainly the advances made by way of small-sided-games and the national curriculum have been substantial. However, these changes have served the sole purpose of generating players with a higher technical and tactical proficiency.

The ultimate aim, of course, is to have better players competing at a higher level, thereby lifting Australia to be one of the top footballing countries worldwide.

More importantly we have to ask how have these changes served to increase the positive experiences of our young footballers? How have they served to maintain and increase the participation base of football to ensure its competitive advantage in this space? And, how have they served the physiological and psychosocial development of young players?

The changes that have been made to the education of coaches in Australia epitomise the overhauls made by the FFA ?system-wide?. The community coach education courses have been enhanced through the addition of a coherent framework of technical and tactical education.

Thus coaches are able to produce more highly skilled and tactically astute players (assuming, of course, that the coach can actually pass on this information to players).

However, coaching is never this simple. Indeed, by maintaining a focus on technical and tactical knowledge, our coach education courses leave coaches absolutely unprepared to facilitate any meaningful personal gains for young athletes.

Where is the information on how to build a meaningful positive relationship with a young player? Where is the information on athlete development and skill acquisition?

Where is the information on communication and leadership?

These glaring omissions reinforce the narrow focus of the FFA at the exclusion of all else.

No coach ? young or old ? could ever walk away from a community coaching course feeling prepared to handle a team of young players. How do they deal with misbehaviour? How do they deal with bullying? How do they deal with the parents?

These questions remain unanswered in the service of trying to develop ?better? players.

But let?s face the truth, until coaches can be taught the necessary skills within the coach education system, Australia will reap no reward in terms of increasing its participant base, providing a better experience for young players, or (given that coaches will have no idea about how to teach the technical and tactical knowledge that they receive) even more skillful players.

The FFA must get this right. However, this will require a change of mindset. A change of philosophy. Great players, and great footballing nations, are not built solely and technically and tactical proficiency. They are built on a football culture.

The FFA needs to change the goal posts and realise that overhauling the ?system? can only be an overwhelmingly positive thing when those changes serve the vast majority of footballers in this country ? the young participants ? who will go on to form the backbone of Australia?s footballing culture in the years to come.

Join The Roar's A-League Tipping competition for the 2012/'13 season

Source: http://www.theroar.com.au/2012/08/28/football-must-get-youth-development-right/

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Growth worries depress shares, central banks eyed

LONDON (Reuters) - The euro edged down and European stocks opened lower on Tuesday as the weak economic outlook and uncertainty over the European Central Bank's plans to contain the region's debt crisis combined to put investors in a cautious mood.

Markets were also waiting for the outcome of a gathering of central bankers and economists in Wyoming on Friday, which could shed light on the Federal Reserve's future plans, and a review of Greece's progress in meeting the terms of its bailout deal.

Most major risk asset markets have enjoyed broad-based gains over the past month, spurred on by hopes for a third round of monetary easing by the Fed and expectations the ECB will soon take action to cut high borrowing hurting Spain and Italy.

"Markets have priced in too much optimism of late which has seen traders finally question the likelihood of central banks delivering on what the market had led itself to believe would happen," said Andrew Taylor, market strategist at GFT Global.

The single currency traded around $1.2585, down about 0.1 percent on the day and over a full cent lower than its seven-week high of $1.2590 recorded on August 23.

The euro zone's blue-chip Euro STOXX 50 fell 0.6 percent in early trading giving up some of the 14 percent in gains it has made since ECB President Mario Draghi said in late July he was ready to do whatever it took to preserve the euro.

In the debt markets, German government bond prices edged higher ahead of an Italian debt auction of fresh zero-coupon and inflation-linked paper later on Tuesday.

The auction is being watched for clues to demand ahead of a bigger debt sale on Thursday when Italy will offer up to 6.5 billion euros of five- and 10-year bonds - the first auction of longer-term debt since Draghi issued his pledge on the euro. (Reporting by Richard Hubbard; Editing by Alastair Macdonald)

Source: http://news.yahoo.com/asian-shares-eases-narrow-range-euro-dips-031459234--finance.html

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Do All Women Need Protection From Sexually Transmitted Diseases ...


Do all women need protection from sexually transmitted diseases can be a very sensitive subject when discussing women?s health care. There is a fine line between what women need and what their morals affect and it should be a personal decision for every woman. A decision about health protection should not be taken lightly either.

Vaccinations protecting a woman from cervical cancer for instance may be very important for women of any age who are sexually active with different partners. However, a woman who is faithful and is married to the same partner, assuming that partner is also faithful may not? be in need of the vaccine that protects against cervical cancer. This is just one example of what a vaccine does to protect a woman and how her personal choices and life style influence what protection she might need.

Birth control methods should not be considered necessarily a protection against a sexually transmitted disease. The birth control pill for instance does not protect a woman against HIV/Aids, chlamydia, or any venereal disease. It protects against pregnancy only.

A woman has many choices about her health and her sexual health should always be at the top of the list when thinking about protection and prevention. Routine pelvic exams and breast exams by a reliable health care provider are an essential part of women?s health. Make it your goal to make your appointment soon if you have not had a check up within the last year. It could mean your health. You can discuss your lifestyle and your concerns about prevention at your appointment so that you are doing all you can to protect your female health.


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Source: http://blogs.ideasforwomen.com/blogs/health/2012/08/28/do-all-women-need-protection-from-sexually-transmitted-diseases/

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সোমবার, ২৭ আগস্ট, ২০১২

Ever Applied for a Writers Grant? Try These: ? Savvy Writers & e ...

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Dreaming of writing full time, but just don?t have the money to make the writer?s life a reality? Grants for aspiring writers might offer the aid to supplement your income until you will get established. Many organizations offer grants for writers to help them to complete their projects or help even during emergencies.?
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Stephen King?s ?The Haven Foundation?
He writes: ?I was struck by a careless driver and nearly killed while taking my daily walk. It was ten months before I was able to work productively again. My friend Frank Muller, suffered terrible head injuries as a result of a motorcycle accident. My response to this has been the creation of The Haven Foundation.?
Applications and all supporting documentation for the current round of grants must be received no later than November 23rd, 2012. All applications received after that date will be held for the next round of grants.
http://www.thehavenfdn.org/

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California Writers Award
The California Writers Exchange contest introduces emerging writers from California to the New York literary community and provides them a network for professional advancement. Every third year, writers in California are invited to submit manuscripts. Judges review the entries and select a winning poet and fiction writer. Winners are flown to New York City for an all-expenses-paid, weeklong trip to meet with literary agents, editors, publishers, and writers, and to give a public reading. Includes $500 stipend.
Deadline August 31, 2012
http://www.pw.org/about-us/california_writers_exchange_award

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Louisiana Cultural Grants
The Louisiana Cultural Economy Foundation Economic Opportunity Fund (EOF) is designed to increase the entrepreneurial capacity and economic health of cultural economy producers. These funds are targeted to unique opportunities to earn income that are not a part of the applicant?s regular work or programming. Louisiana?s cultural economy is defined as the people, enterprises, and communities that transform cultural skills, knowledge, and ideas into economically productive goods, services, and places. It includes: visual arts and crafts, performing arts, film, digital media, music, culinary arts, design, traditional culture bearers, entertainment, LITERARY ARTS and humanities, architecture and historic preservation.
Deadline August 31, 2012
http://culturaleconomy.org/

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Sustainable Arts Grant
Our program focuses on awards to individual artists and writers with families. Specifically, the applicant must have at least one child under the age of 18. We welcome applicants from anywhere, but will give some preference to residents of the San Francisco Bay area. Sustainable Arts Foundation Writing Award: $6,000. There will be multiple winners for each award. Additionally, we will be awarding a number of smaller $1,000 Promise Awards to those applicants whose work may not qualify for the main awards, but nonetheless demonstrates both skill and potential. The foundation offers awards in two major categories: visual arts and writing. We encourage writers working in fiction, nonfiction, and poetry to apply.
Deadline September 1, 2012
http://www.sustainableartsfoundation.org/apply

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Helen McCloy MWA Scholarship
The Helen McCloy/MWA Scholarship for Mystery Writing seeks to nurture talent in mystery writing?in fiction, nonfiction, playwriting, and screenwriting. The scholarship ($500) shall be used to offset tuition and fees for writing workshops, writing seminars, or university/college-level writing programs taking place in the U.S. in summer, fall or winter of 2013 or early spring 2014. Applicants must select a specific writing class/workshop/seminar to which scholarship funds would be applied.
Deadline: February 28, 2013
http://www.mysterywriters.org/?q=AwardsPrograms-McCloy

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Funding for workshops by Poets & Writers
To support as many literary events as possible, we generally grant no more than $1,500 to organizations in New York State and California, and $500 to organizations in Atlanta, Chicago,?Detroit, Houston, New Orleans, Seattle, Tucson, and Washington, D.C., during the course of our fiscal year (July 1 to June 30). Decisions on maximum grant amounts are based on the availability of funds and are made at the discretion of Poets & Writers. Grants for readings or spoken word performances range from $50 to $350. Grants for workshops range from $100 to $200 per session. We encourage organizations to match our payments to writers, but this requirement may be waived if there are extenuating circumstances.
http://www.pw.org/content/funding_readingsworkshops

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newARTS Wiscounsin
newARTS can act as a fiscal receiver for Brown County-based arts initiatives. Most independent artists and small or new arts organizations lack the important 501(c)(3) tax status that makes public grants and private donations legal and desirable. newARTS welcomes applications from either short-term but impactful projects as well as new initiatives seeking their own non-profit status, as a way to support the creation of new projects, until there are financial and structural plans in place for the initiatives to sustain their own non-profit status.
http://www.newartscouncil.org/FiscalReceivership.html

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National Endowment for the Arts Literature Fellowships
Through Literature Fellowships to published creative writers and translators of exceptional talent in the areas of prose and poetry, the Arts Endowment advances its goal of encouraging and supporting artistic creativity and preserving our diverse cultural heritage. Creative Writing Fellowships enable recipients to set aside time for writing, research, travel, and general career advancement. Grants are for $25,000. Deadline in March.The next awards will be for fiction or creative nonfiction. Translation Projects enable recipients to translate work from other languages into English. Grants are for $12,500 or $25,000, depending upon the artistic excellence and merit of the project. Deadline is January 2013.
http://arts.endow.gov/grants/apply/Lit.html

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The Arch and Bruce Brown Foundation
The Arch and Bruce Brown Foundation awards yearly grants to playwrights who submit full-length plays, screenplays, musicals or operas. All works submitted must present the gay and lesbian lifestyle in a positive manner and be based on, or inspired by, a historic person, culture, event, or work of art. Writing contests close on November 30th of each year. Grants are $1,000 and are not limited to a single winner. The Foundation also offers grants (usually of $1,000) to production companies to offset expenses in producing gay-positive theatrical works based on history. Submission deadline is November 30, 2012.
http://aabbfoundation.org/

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Library of Virginia
The Carole Weinstein Prize in Poetry, founded in 2005, is given each year to a poet with strong connections to the Commonwealth of Virginia. The $10,000 annual prize recognizes significant recent contributions to the art of poetry and is awarded on the basis of a range of achievements in the field of poetry. Also awarded at the Celebration are the Annual People?s Choice Awards for the best works of fiction and nonfiction by a Virginia author and the Whitney and Scott Cardozo Award for Children?s Literature. Voting for this year?s People?s Choice Awards has closed. Finalists for the 2012 Library of Virginia Literary Awards have been announced. The winner in each category will be announced at the Awards Celebration on October 20, 2012. Nominations are now being accepted for the 2013 awards.
http://www.lva.virginia.gov/public/litawards/nominate.asp

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If you enjoyed this blog post, please feel free to check out all previous posts (there are more than 520 of them : ) if you haven?t?already. Why not sign up to receive them regularly by email? Just click on ?Follow? in the upper line on each page ? and?then on ?LIKE? next to it.?There is also the ?SHARE? button underneath each article where you can submit the article to Pinterest, Google+, Twitter,?Tumblr and StumpleUpon.

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And don?t forget to spread the word on other social networking sites of your choice for other writers who might also enjoy this?blog and find it useful.
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Source: http://savvybookwriters.wordpress.com/2012/08/27/ever-applied-for-a-writers-grant-try-these/

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Pool Construction in Longyan | Indoor Swimming Pool Guide

The best quality materials will be wasted without proper installation. For your pool construction in Longyan, workmanship quality is key and if you can afford it, you should call pool construction experts. If you do not want to spend lots of money, you can supervise your pool construction carefully.

Indoor Swimming Pool Construction in Longyan

Be aware that if they are not experts with over 5 years experience in indoor swimming pool building, most construction workers in Longyan will not be familiar with the specialized materials and techniques required. Hence, before the construction begins, you have to make sure that each pool worker understands the importance of the materials and their proper installation.

 Indoor swimming pool construction in Longyan

Also, coordinate carefully different suppliers work and where they overlap. If you can, daily review construction and installation of materials to find problems before they become hidden from view.
These tips will ensure your swimming pool construction in Longyan at good quality standards for a reasonable price.

Selecting a Contractor for your Swimming Pool Construction in Longyan

In Longyan, any contracting job including swimming pool construction or repair that costs over $500 must be performed by a contractor who holds a current, valid contractors license usually in the classification for which they are contracting. Contractors who build or repair swimming pools must be licensed as swimming pool specialty contractors.

A general building contractor may also contract for swimming pool construction in Longyan provided the general building contractor holds the swimming pool specialty classification, or the general building contractor hires a licensed swimming pool specialty contractor to perform the work in Longyan.

Other contractors like plumbers, landscapers, solar workers, etc., should work within their specific areas of licensure in Longyan, and cannot be responsible for the overall project.

Homeowners who are considering swimming pool construction may work with a salesperson. The law does allow licensed contractors to employ registered home improvement salespersons (HIS) to solicit, negotiate, sell, or execute contracts, including swimming pool construction and repair.

Tips for Choosing your Pool Contractor in Longyan

- Get referrals: It is a good idea to ask friends or family for referrals before hiring a pool contractor or service company. You may also get referrals from trade associations, such as a local builders? exchange or a Longyan swimming pool and spa association.
- Get references: You should ask for references from the contractor, at least one current and one completed in Longyan. When you call to talk with the client about the job, be sure to ask how the project was handled and about their satisfaction with the contractor, sub-contractors and employees, as well as the end result for the completed job.
- Get bids: It is important to get at least three bids in Longyan so you can compare them.
- Verify the license or registration: Make sure to verify that the contractors license or registration is in the name that is presented to you and that it is current and active. Ask the contractor or salesperson to see their identification and check that the name of the Longyan swimming pool company with which you are doing business is listed.
- Have a contract: make sure everything is in writing. This includes materials, schedule and clean-up. Changes, details and payment scheduled should be written down in detail. Do not sign anything until you completely understand the terms. A plan and scale drawing of the shape, size, and dimensions must be included as part of your swimming pool contract in Longyan.

Source: http://www.indoorpoolguide.com/pool-construction-in-longyan/

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Indianapolis Web Design & Internet Marketing | John Fisher ...

web design indianapolisThe web is a big place and it can be challenging to design a website that meets the demands of prospective clients? expectations and, at the same time, have the online presence suited to help search engines recognize your web pages as relevant for what you have to offer.? There are several components to having a strong web presence and leveraging the web to generate more business.? Here are a few thoughts that might help you with your current efforts:

Website Design ? A business website carries the burden of accomplishing many goals:? making a strong first impression, providing a positive user experience, providing relevant content, well organized site architecture, encouraging website visitors to take an action, lead generation, etc.? These are also some of the benefits of redesigning a website and eliminating the aged look & layout your current site might have.

A great website design is part of the foundation of the best internet marketing strategy.? Web design in Indianapolis and Muncie is at the core of Fusework Studios? business.? If you?re considering a website redesign we?ll be happy to provide you with recommendations and a cost estimate.? You can browse some of our work in our web design portfolio.

Content Marketing ? After creating a new website and establishing a foundation for your online presence, the next challenge is getting your business website found online by prospective customers and clients.? Regardless of what a site can do, why it exists or how great it looks, if no one visits it, the best website design will be of no value.

The content of a web page plays a significant role in the likelihood of that web page being discovered.? On-page content can exist in different forms, for example:

  • Text-based content:? If a web page doesn?t include the keywords and phrases that people looking for your products and services type into a search engine, that page isn?t likely to be considered relevant for those keywords and phrases by search engines.? As a result, the search engines are not likely to rank that page well compared to your competitors?.? Among other things, include keywords and phrases in the text of a web page that that page is the most relevant for and that you want that page to rank well for. ?It?s important to both website visitors and search engines.
  • Visual content:? Infographics and online video can both be beneficial to getting your website found online.? If the subject matter of an infographic or video is of value and interest to your site visitors, they?re more likely to share and talk about it on their own sites or social media sites (e.g.; Facebook, Twitter & Google+).? When this happens it can result in more traffic to your website.? It can also result in search engines seeing more websites linking to your web pages which can cause the search engines to consider those pages more valuable and important than your competitors? web pages.
  • Blogging to generate leads:? Blogging is by far one of the most powerful means of getting your website discovered.? Just as a great website is at the foundation of your online presence, consistent and thoughtful blogging is at the core of your internet marketing strategy.? Blogging provides an opportunity to showcase your expertise as a business to website visitors while at the same time giving you a chance to use the keywords and phrases that you want the search engines to recognize your site as relevant for.? If you?re having trouble coming up with blog post ideas or trouble just finding the time to write blog posts, Fusework?s staff can help you with your business blog writing.

Local Search Engine Optimization ? A website redesign and blog content aren?t the only components to a well-rounded internet marketing plan.? For example, research to determine what your target audience actually types into a search engine and the terminology they use is essential to get the most out of your website?s on-page content.? Good website architecture and organization of your web pages can impact whether a website visitor has a positive experience on the site; it can influence how a search engine perceives your site?s pages relative to your competitors?.? There?s no shortage of factors that can influence a website visitor?s impression of your business or a search engines view of your site?s relevance.

Optimizing your website and its content is a critical and ongoing piece to internet marketing success.? If you?re not sure if you?re getting the most from your website and online marketing efforts, contact us and request a website and internet marketing audit.

Source: http://www.fuseworkstudios.com/web-design-internet-marketing/

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Food Network star injured in taxi cab accident - Personal Injury Law ...

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Home / / Food Network star injured in ... August 25, 2012 (AmericanInjuryNews.com - Press Release)

New Source: JusticeNewsFlash.com
08/21/2012 // West Palm Beach, Florida, US // JusticeNewsFlash // Justice News Flash // (press release)

Philadelphia ? Food Network star and former host of Nickelodeon?s ?Double Dare,? Marc Summers, was injured in an accident while riding in a taxi cab days ago. As reported by Access Hollywood, the ?Unwrapped? host sustained serious injuries to his face in the accident, after the cab hydroplaned in the rain.

Summers is quoted in the report as stating of the accident to People magazine, ?I knew when [the driver] lost control that I was in trouble. I was on the phone with my supervising producer and I said, ?Oh my God, we?re going to crash? Next thing I knew, I woke up and had blood all over me.?

The star is further quoted as stating of the operation he had to undergo to repair damage to his face, ?Everything went back into place? In a few weeks, the swelling will go down and no one will ever know ? I?ll be a new guy.?

Justice News Flash delivers the latest in Philadelphia accident injury news.

Media Information:

Address: 215 South Olive Suite 300 W. Palm Beach FL 33401
Phone: 866-598-1315
Url: http://justicenews.visionsmartnews.com/food-network-star-injured-in-taxi-cab-accident_7449.html News Source: JusticeNewsFlash.com - Press Release Distribution

No tag for this post. Online Press Release Personal injury lawyers - AmericanInjuryLawyers.com

Source: http://www.americaninjurynews.com/2012/08/25/Food-Network-star-injured-in-taxi-cab-accident_201208257037.html

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রবিবার, ২৬ আগস্ট, ২০১২

Refinery blast kills 26 in Venezuela, dozens hurt

CARACAS, Venezuela (AP) ? A huge explosion rocked Venezuela's biggest oil refinery and unleashed a ferocious fire on Saturday, killing at least 26 people and injuring more than 80 others in one of the deadliest disasters ever to hit the country's key oil industry.

Balls of fire rose over the Amuay refinery, among the largest in the world, in video posted on the Internet by people who were nearby at the time. Government officials pledged to restart the refinery within two days and said the country has plenty of fuel supplies on hand to meet its domestic needs as well as its export commitments.

At least 86 people were injured, nine of them seriously, Health Minister Eugenia Sader said at a hospital where the wounded were taken. She said 77 people suffered light injuries and were released.

Officials said those killed included a 10-year-old boy, and that 17 of the 26 victims were National Guard troops stationed at a post next to the refinery.

President Hugo Chavez declared three days of mourning.

"This affects all of us," Chavez said by phone on state television. "It's very sad, very painful."

Chavez said he ordered a "deep investigation" to determine what caused the explosion.

Vice President Elias Jaua, who traveled to the area in western Venezuela, said the authorities tried "to save the greatest number of lives."

Officials said firefighters had controlled the flames at the refinery on the Paraguana Peninsula, where clouds of dark smoke still billowed in the afternoon.

The blast occurred about 1:15 a.m. when a gas leak created a cloud that ignited, Oil Minister Rafael Ramirez said. He said an adjacent National Guard post was severely damaged by the blast, along with nearby homes.

"That gas generated a cloud that later exploded and has caused fires in at least two tanks of the refinery and surrounding areas," Ramirez said. "The blast wave was of a significant magnitude."

Images in the early hours after the explosion showed the flames casting an orange glow against the night sky. One photograph showed an injured man being wheeled away on a stretcher.

Some people in surrounding areas were evacuated or fled, officials said.

Ramirez said a panel of investigators was being formed to probe the cause of the gas leak. A prosecutor was appointed to lead the investigation and troops were deployed to the area.

The explosion hit an area of storage tanks in the refinery, and nine of the tanks were damaged, Ramirez said.

"All of the events happened very quickly," Ramirez said. "When we got here in the middle of the night, at 3 or 3:30 in the morning, the fire was at its peak."

He said supplies of fuel had been cut off to part of the refinery, and that the fire had been brought under control, though the flames continued to burn up fuel in some of the tanks. Firefighters, he said, were using foam to extinguish the flames in one of the remaining tanks.

"This regrettable and sad event is controlled, is under control," Ramirez said on television, while plumes of smoke continued to billow.

Amuay is part of the Paraguana Refinery Complex, which also includes the adjacent Cardon refinery. Together, the two refineries process about 900,000 barrels of crude per day and 200,000 barrels of gasoline. Venezuela is a major supplier of oil to the U.S. and a member of the Organization of Petroleum Exporting Countries.

Ramirez said the state oil company Petroleos de Venezuela SA should be able to "restart operations in a maximum of two days."

"We want to tell the country that we have sufficient inventories of fuel. We have 10 days of inventory of fuel," Ramirez said. He said the country's other refineries were operating at full capacity and would be able to "deal with any situation in our domestic market. ... In that sense, we won't have major effects."

An official of the state oil company, known as PDVSA, said the country also has enough supplies on hand to guarantee its international supply commitments. The official spoke on condition of anonymity because he wasn't authorized to speak publicly about the matter.

In terms of international oil markets, the disaster is not likely to cause much of a ripple, said Jason Schenker, an energy analyst and president of Austin, Texas-based Prestige Economics LLC. Noting that other refinery accidents and shutdowns regularly occur around the world, he said: "There's likely to be relatively limited impact on global crude or product pricing."

"The real tragedy," he said, "is that these events continue to happen, not just in Venezuela but everywhere. It is a dangerous business."

While the cause of Saturday's disaster remains unclear, some oil workers and critics of Chavez's government have recently pointed to increasing numbers of smaller accidents and spills as an indication of problems within the state-run company.

"This tragedy is probably the worst one the oil industry has had in many years. Accidents happen, of course, although the problem with PDVSA is the inordinate amount of accidents that have taken place during the last years," said Gustavo Coronel, an energy consultant and former executive of PDVSA. Considering that record overall, Coronel said, "we are not talking about bad luck but about lack of maintenance and inept management."

Ivan Freites, a labor leader and employee who has worked at the refinery for 29 years, said workers had repeatedly alerted PDVSA officials to problems that they feared could lead to an accident.

"It's the first time that we see something like this in Venezuela, and it's not a coincidence because we've been complaining about problems and risks, including fires, broken pipes and a lack of spare parts," Freites said in a telephone interview on Saturday from an area located a few miles (kilometers) from the refinery.

"We warned that something was going to happen, a catastrophic event," said Freites, secretary general of a 1,200-member union of oil and natural gas industry workers in Falcon state.

Deadly explosions at pipelines and refineries have taken a toll over the years in various countries, in some instances claiming hundreds of lives.

In one deadly incident in Venezuela in 1993, a natural gas pipeline exploded beneath a highway in Las Tejerias, engulfing a passenger bus and cars. Officials said 36 people were killed.

Opposition leader Henrique Capriles, who is challenging Chavez in the country's Oct. 7 presidential election, expressed condolences to the victims and their families.

"We Venezuelans are one, and we grow in the face of this type of situations," Capriles said.

____

Associated Press writers Jorge Rueda, Fabiola Sanchez and Christopher Toothaker contributed to this report.

____

Ian James on Twitter: http://twitter.com/ianjamesap

Source: http://news.yahoo.com/refinery-blast-kills-26-venezuela-dozens-hurt-175041272.html

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entertaining ideas - greige

Last weekend's dinner got me thinking... there are a lot of great entertaining ideas out there that I think we should be sharing.? What do you think?? Do you have some tips that make your dinners and brunches with family and friends just that little bit more special or just down right perfect? ?

Do you want to share them with us?

someone pointed out that those are the bodega glasses in persimmon on the table- some of my favorites!

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Photobucket?

Source: http://greigedesign.blogspot.com/2012/08/entertaining-ideas.html

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