Learning to manage your finances is a skill that needs to be learned prior to adulthood. Don?t cling to what knowledge you missed in the past, look to the future. This is also a good way to improve your knowledge of personal finance. Here are some ideas from personal injury claim specialists to get you started.
When you are out and about, bring an envelope with you. Your envelope should be used to store items such as business cards and purchase receipts. You?ll need these later for your records. They might come in handy, according to solicitors, in case you wanted to compare them with the credit card statements just to be sure you weren?t double charged.
Any alterations to your credit account will be advised in writing so make sure you take notice of these letters. They are required by law to contact you 45 days prior to any changes taking effect on your account. Review the changes, and determine if it is still to your benefit to keep your account. If the changes are not to your liking, then it?s time to dump the account.
Make sure to have small amount of cash on you in order to make purchases that are of low value. There are laws in place now that allow stores to request a minimum amount to be purchased when someone uses a credit card.
No one is perfect when it comes to their personal finances. If a check bounces, you can request the fee be waived. Getting a fee waived is usually only a one-time deal, though, so don?t abuse this tactic.
Handling your money well is the work of a mature and reliable person. This is something you can do yourself. Anyone, from your 14 year-old kid to your 80 year-old grandfather, can become good at managing money. You can use the tips above to gain a better grip on your financial situation.
Source: http://www.thirdagemedia.com/personal-finance-tips-you-cant-afford-to-ignore/
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